*, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. Fees and limits apply to debit card transfers. SeeDeposit Account Agreement (PDF)for terms and conditions. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. Overdraft protection up to $200 A $15 fee may apply to each eligible purchase transaction that brings your account negative. for Bad Credit, Cards SimplyCash Preferred Card from American Express. SeeAccount Agreementfor details. Previously authorized transactions and deposits/transfers to your account will function with a locked card. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. See Deposit Account Agreement for details. American Express AIR MILES * Reserve Credit Card. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. Ingo Money is a service provided by First Century Bank, N.A. See your Cardholder Account Agreement for details. Account must be in good standing and chip-enabled debit card activated to opt in. However, all credit card information is presented without warranty. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. 2 stars. Card balance limitsapply. Green Dot Secured Cards do their job in a sense that they report as a credit card and help you improve credit but apart from that, this card is useless. 3X Rewards on online, dining & telecom spends. Funds are protected from unauthorized charges on successfully activated cards. Does not offer a signup bonus. The APR is 19.99%* Fixed. Compare. Overdraft protection is only available on eligible Demand Deposit Accounts. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. SimplyCash Card from American Express. Lock / unlock your card*, account alerts* & a chip-enabled card! Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. to Repair Your Credit, How with opt-in & eligible direct deposits*. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. You can apply for the Green Dot Platinum card by filling out the application online. Rewards. Account must be in good standing and chip-enabled debit card activated to opt in. Additional customer verification may be required. @sydneygarth 07/15/22 This answer was first published on 01/19/21 and it was last updated on 07/15/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Wallethub doesnt charge for this service. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Once approved, your card should arrive in 7-10 business days. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Additional criteria may apply which can affect your eligibility and your overdraft coverage. 24/7 everyday banking to help you better access, budget and manage your money. See, Mobile check deposit: Active personalized card, limits and other requirements apply. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. Ingo Money is a service provided by First Century Bank, N.A. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. Not a gift card. Initial and ongoing direct deposits are required for overdraft coverage. Minimum gross annual income should be Rs.4 lakh. Opt-in required. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Subject to other banks restrictions and fees. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. 410 reviews. Go Access your money in minutes for a fee of 2% or 5%, depending on check type, with a minimum fee of $5 per transaction, or in 10 days for no fee. Deposits under any of these trade names are deposits withGreen Dot Bank and are aggregated for deposit insurancecoverage up to the allowable limits. Hire the best financial advisor for your needs. 10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Limit one promotional incentive per Green Dot user and one redemption per registered account. With a secured card, you put down a security deposit that works as your credit line. WalletHub Answers is a free service that helps consumers access financial information. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. American Express . APY may change before or after you open anaccount. Cash back cannot be used for purchases or cash withdrawals until redeemed. Collection Accounts, How National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. APY may change before or after you open anaccount. Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Business Loans, Debt Wallethub doesnt charge for this service. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. 2.50% Annual Percentage Yield (APY) as of October 2022. Apply Now Apply Now Green Dot Platinum Visa Quick Summary: This Visa offer is issued by Green Dot Bank. Reviews, Rent How See app for free ATM locations. Calculator, Auto Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. You don't earn rewards on every purchase. to maintain accurate information. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Limits apply. Ratio Calculator, See Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. This answer was first published on 01/19/21 and it was last updated on 07/15/22. The ability to choose your payment due date . When on a mobile device, tap on * to view disclosures. Pre-qualify without affecting your credit score. Ingo Money is a service provided by First Century Bank, N.A. Should be a resident of the cities in which the credit card is offered. Plus, it has a $0 annual fee. Opinions expressed here are the authors and/or WalletHub editors'. Only salaried individuals can apply for the card. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Credit, All About How can I reach the Green Dot Platinum customer service? If you can't activate your Green Dot card, you should contact customer service at (866) 795-7597. nj dmv locations Once you're on the homepage of the Green Dot Platinum card, you'll get to click on the "Card Activation" option located on the top-right corner of the screen. This website contains hyperlinks to websites, which are not operated by Green Dot. In the meantime, explore other great offers from our top credit cards. No monthly fee when you direct deposit $500 or more in the previous monthly period. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. All Calculators, Compare You're . Additional customer verification may be required. See Account Agreement at GreenDot.com for terms and conditions. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. * When on a desktop, hover over * to view important disclosures. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. When on a mobile device, tap on * to view disclosures. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. APY may change before or after you open an account. Account must be in good standing and chip-enabled debit card activated to opt in. Fill In Your Number. Log in to your account and refer to your Account Agreement to check feature availability.. We give you a free credit score that is updated every 14 days and a breakdown of your credit report. This content is not provided by the card issuer(s). Overdrafts are paid at our discretion. 4. In, Rent & Utility The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. APY may change before or after you open an account. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Note: Ingo Money check cashing service is not available within the state of New York. About Credit Scores, Personal Account must be in good standing and chip-enabled debit card activated to opt-in. The system will ask for your card number or Social Security number along with your . The card comes with a low APR of . Eligible applicants aren't required to have a minimum credit score or a bank account, but must be 18 years old and have enough money to fund the deposit. Card balance limits apply. Fees on your primary deposit account may reduce earnings on your savings account. What does your credit score need to be for the Amex Platinum card? Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Box 1070, West Chester, OH 45071, or visitgreendot.com. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Like every other card on this list, the Green Dot primor Visa Classic Secured Credit Card doesnt require a credit history or credit check. Active personalized card required. Fees on yourprimary deposit account may reduce earnings on your savingsaccount, The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Overdrafts are paid at our discretion. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Does Credit Repair Work, The Calculators, Log The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. What does American Express card member presale mean? For cards purchased at participating Dollar Tree locations, Foreign transaction fee is up to 1% of each transaction in U.S. dollars. For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. Luckily, companies like Green Dot understand what youre going through. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. All Rights Reserved. Apply for a secured credit card. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Opt-in required. ProtectionGuard It, Credit Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Card, Credit Cards for Bad Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. RewardsReward It, New How do I check my Capital One QuicksilverOne balance? Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. Overdraft protection is only available on eligible Demand Deposit Accounts. Or no credit? Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. SeeAccount Agreementfor terms and conditions. for Fair Credit, Cards 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Repair Guide, Lexington I authorize Unique Platinum to charge my credit/debit card immediately for the initial fee of $19.95 and every (30) days thereafter $19.95 in which I maintain . Hire the best financial advisor for your needs. Initial and ongoing direct deposits are required for overdraft coverage. This card also comes with a higher credit limit than many secured cardsup to $5,000, depending on how much you put down as a security deposit. Score Guide, Credit Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Additional customer verification may be required. The card reports your credit activity to. Activated, chip-enabled GO2bank card required to purchase eGift Cards. Your Credit, Repairing Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. Learn more. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number See. Active personalized card required. Please note, our cards cannot be used at ATMs outside of the United States. If you need to activate your Green Dot Visa Secured Credit Card, you can do so online. Do you have bad credit? Be automatically considered for a higher credit line in as little as 6 months. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. However, you can apply for the Go2Bank Secured Credit Card, instead. Offer sponsored by Ingo Money. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Welcome to the Green Dot Bank Credit Card web site. A $15 fee may apply to each eligible purchase transaction that brings your account negative. (The minimum is $200.) With the Aspire Mastercard Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments. Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximumaverage daily balance of $10,000 and if the account is in good standing.
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